Average Vet Fees & Treatment Prices - Pet Insurance

Pet insurance might be worth considering if you're concerned about vet fees. To give you an idea of how much vet bills can vary, we’ve shown both the average cost and the top 10% most expensive costs for each of the most common conditions. To make this information more specific to your pet we have grouped the dogs in sizes showing approximate weight and have separate costs for cats.

Cats


Accidents	Average	10% most expensive
Accidents	£759	£2,051

Short-terms Illness


Short-terms Illness	Average	10% most expensive
Vomiting	£616	£1,307
Weight loss	£580	£1,366
Respiratory condition	£807	£2,005
Inappetence	£621	£1,328
Urinary obstruction	£1,857	£3,810
Lump	£681	£1,466
Diarrhoea	£556	£1,202
Lethargy	£527	£1,093
Abscess	£416	£865
Eye condition	£616	£1,640

Ongoing Treatment


Ongoing Treatment	Average	10% most expensive
Hyperthyroidism	£798	£1,454
Arthritis/DJD	£630	£1,271
Lameness	£584	£1,239
Kidney/renal disease	£873	£2,000
Resorptive lesions	£603	£1,007
Diabetes	£1,084	£2,181
Cystitis	£531	£1,229
Urinary Condition	£674	£1,470
Organ tumour	£980	£2,426
Gastric condition	£1,031	£2,273

Tesco Bank Pet Insurance claims data from paid treatments including excesses from 01/04/23 to 31/03/24.
Costs can vary from practice to practice as well as by breed, age and size of pet. This can affect the amount you may need to claim for any particular illness or condition. Some of the information shows the costs of common symptoms that our customer claims for - these could develop into ongoing illnesses in some instances.

SMALL DOG (UNDER 10KG) e.g. CHIHUAHUA


Accidents	Average	10% most expensive
Accidents	£786	£2,000

Short-terms Illness


Short-terms Illness	Average	10% most expensive
Lump	£677	£1,377
Poisoning	£472	£1,041
Gastro-enteritis	£964	£2,434
Vomiting	£652	£1,472
Diarrhoea	£540	£1,322
Eye condition	£690	£1,826
Lipoma	£759	£1,590
Respiratory condition	£968	£2,493
Cyst	£629	£1,238

Ongoing Treatment


Ongoing Treatment	Average	10% most expensive
Lameness	£799	£1,753
Skin allergy	£717	£1,520
Cruciate rupture	£2,582	£4,641
Ear condition	£487	£1,133
Epilepsy/fitting/seizure	£854	£2,056
Otitis externa	£540	£1,203
Arthritis/DJD	£680	£1,354
Skin condition	£570	£1,240
Gastric condition	£1,019	£2,624
Valve problem	£943	£1,927

MEDIUM DOG (10- 20KG) e.g. BEAGLE


Accidents	Average	10% most expensive
Accidents	£809	£2,112

Short-terms Illness


Short-terms Illness	Average	10% most expensive
Lump	£704	£1,480
Poisoning	£421	£933
Vomiting	£658	£1,624
Lipoma	£814	£1,607
Diarrhoea	£458	£1,146
Gastro-enteritis	£812	£1,981
Respiratory condition	£1,581	£3,825
Fractured tooth	£813	£1,675
Vomiting and diarrhoea	£872	£2,127
Eye condition	£722	£1,977

Ongoing Treatment


Ongoing Treatment	Average	10% most expensive
Lameness	£852	£1,960
Arthritis/DJD	£732	£1,498
Epilepsy/fitting/seizure	£1,160	£3,000
Skin allergy	£826	£1,744
Cruciate rupture	£2,861	£4,985
Ear condition	£528	£1,134
Otitis externa	£623	£1,400
Skin condition	£705	£1,603
Corneal ulcer	£755	£1,640
Tumour	£1,377	£2,986

LARGE DOG (OVER 20KG) e.g. GERMAN SHEPHERD


Accidents	Average	10% most expensive
Accidents	£881	£2,326

Short-terms Illness


Short-terms Illness	Average	10% most expensive
Lump	£735	£1,554
Poisoning	£526	£1,139
Vomiting	£722	£1,857
Lipoma	£909	£1,941
Gastro-enteritis	£989	£2,251
Vomiting and diarrhoea	£660	£1,692
Diarrhoea	£501	£1,316
Respiratory condition	£1,227	£3,001
Cyst	£651	£1,361
Fractured tooth	£848	£2,075

Ongoing Treatment


Ongoing Treatment	Average	10% most expensive
Lameness	£966	£2,253
Arthritis/DJD	£869	£1,914
Cruciate rupture	£2,857	£5,239
Skin allergy	£915	£2,030
Epilepsy/fitting/seizure	£1,198	£3,006
Ear condition	£559	£1,280
Otitis externa	£573	£1,323
Skin condition	£792	£1,816
Tumour	£1,498	£3,072
Organ tumour	£1,460	£3,700

Tesco Bank Pet Insurance claims data from paid treatments including excesses from 01/04/23 to 31/03/24.
Costs can vary from practice to practice as well as by breed, age and size of pet. This can affect the amount you may need to claim for any particular illness or condition. Some of the information shows the costs of common symptoms that our customer claims for - these could develop into ongoing illnesses in some instances.

Expert advice available 24/7

Vetfone™ provides round the clock access to expert medical, nutritional and behavioural advice.

Your pet is part of the family, and a quick call to Vetfone™ might save you a trip to the vet, giving you some comfort. You’ll speak to a nurse or vet qualified with the Royal College of Veterinary Surgeons.

You can also choose to have a free phone or video call and you can upload photos whilst on the call.

Vetfone™ is provided at no additional cost with all Tesco Bank Pet Insurance policies.

You can call the vetfone™ freephone* number on 0800 197 4949. *Standard network charges apply. Mobiles may be higher. Please check with your operator.

More about vetfone

Key product information

Tesco Bank Pet Insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance Ltd.

Vetfone™ is provided by Vetsdirect Ltd.

Average treatment costs for cats and dogs

Cats

Short-terms Illness

Ongoing Treatment

SMALL DOG (UNDER 10KG) e.g. CHIHUAHUA

Short-terms Illness

Ongoing Treatment

MEDIUM DOG (10- 20KG) e.g. BEAGLE

Short-terms Illness

Ongoing Treatment

LARGE DOG (OVER 20KG) e.g. GERMAN SHEPHERD

Short-terms Illness

Ongoing Treatment

Looking for some more information?

Expert advice available 24/7

Key product information