Help with your Premium Credit Card
If you already have a Premium Credit Card, we are here to help from managing your card to understanding your benefits and terms and conditions.
We hope you’re enjoying the benefits your Premium Credit Card brings and the wide range of rewards you can take advantage of.
The great thing about your card is that it’s the fastest way to collect Tesco Clubcard points when you shop, meaning you can do more of the things you love, sooner. And all without having to change the way you shop.
You can no longer apply for a Premium Credit Card. Looking for a Clubcard Credit Card? Compare our Credit Cards.
Do you need help with managing your card?
Whether you need help managing your card, reporting it lost or stolen or finding out about unrecognised transactions our credit card help page has lots of answers to common questions.
A reminder of your benefits
Collecting Clubcard points and Clubcard Prices
Your Premium Credit Card is your Clubcard. That means for every £1 spent (£1 minimum) in Tesco using your premium card you'll get 2 Clubcard points instead of 1 using just your Clubcard so you’ll be collecting twice as fast on most purchases.
Don’t forget, you’ll also collect 1 Clubcard point for every £4 spent (£4 minimum) on your card outside of Tesco whether it’s online or on the high street.
Did you know you can use your Premium Credit Card to unlock Clubcard Prices? Watch your prices fall at the till, tap your credit card once to activate your Clubcard, and tap again to pay.
You can turn your points into vouchers that you can use to save in Tesco, as well as on fuel at Tesco petrol stations and at Esso sites with a Tesco Express. You can also get 2x more value from your vouchers by exchanging them to use on days out, eating out and more with Tesco Reward Partners.
Your bonus points
Once you’ve spent £2,500 in qualifying spend on your Premium Credit Card in Tesco in any year, you’ll collect your 2,500 bonus Clubcard points. You’ll collect these bonus Clubcard points once per year.
These Clubcard points will be added to your Clubcard Account within 45 days of the end of the relevant year and will be included in your next Clubcard statement after that.
Off on your travels?
As a Premium Credit Card customer, you’ll receive a 1% enhanced exchange rate on Tesco Travel Money when you buy at the in-store bureau. So next time you’re in Tesco, why not pay the Tesco Travel Money Bureau a visit.
The offer applies to the advertised in store standard rate on the date of purchase for foreign currency notes and pre-paid foreign currency cards. You’ll need to present your Premium Credit Card prior to purchase and be the named cardholder to get this offer.
Important information
There are some products at Tesco you won’t collect Clubcard points on. You can't collect points on tobacco or tobacco-related products, lottery, stamps, prescription medicines, infant formula milk, Tesco gift cards, third party gift cards, saving stamps, in-store concessions, Paypoint payments or for purchases of some Tesco Bank products.
Clubcard points also can’t be collected on some transactions including Travel Money, balance transfers and money transfers.
The Clubcard points collection rates apply to each purchase transaction and are subject to change.
You must have available credit on your card.
The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling points.
Qualifying spend includes any purchase transactions in Tesco Stores UK (excluding Tesco Mobile and Tesco Travel Money), Tesco.com (UK only), F&F Clothing and Tesco Petrol Filling Stations (UK only, excludes Esso).
A year begins on the date the account was opened and each anniversary of that date and ends 12 months later.
Any refunds that you receive for returned items will be deducted from your total spend in that year. These Clubcard points will be added to your Clubcard Account within 45 days of the end of the relevant year and will be included in your next Clubcard statement after that.
You’ll need to present your Premium Credit Card prior to purchase and be the named cardholder.
The offer applies to the advertised in store standard rate on the date of purchase for foreign currency notes and pre-paid foreign currency cards.
A 1% enhanced exchange rate is only available in store on currencies in stock and exchange rates may vary depending on whether you buy in store or online.
This benefit isn’t available in conjunction with any other Tesco Travel Money offer including Price Match.
Tesco Travel Money ordered in store is provided by Travelex Agency Services Limited. Registered No. 04621879. Registered Office: Worldwide House, Thorpewood, Peterborough, PE3 6SB.
The annual fee for the Premium Credit Card is £36 per year. This fee will be charged on the statement issued in the anniversary month of your account opening.
You can view the Benefits Terms and Conditions below:
Contact us - we're here to help
Visit our FAQs on our Community or call our friendly, UK-based customer service team who are here to help.
Our credit facilities are available to over 18s and UK residents only, subject to status.