Fixed rate savings accounts (Bonds)
Lock your money away for guaranteed interest over a term that suits you.
Fixed Rate Saver
- Choose from a range of terms between 1 and 5 years. Choose from a range of terms between 1 and 5 years.
- Make a single deposit between £2,000 and £5m within the first 30 days of account opening. Make a single deposit between £2,000 and £5m within the first 30 days of account opening.
- Earn interest on your savings monthly or annually. Earn interest on your savings monthly or annually.
Fixed Rate Cash ISA
- Save up to £20,000 tax-free for the current tax year. Save up to £20,000 tax-free for the current tax year.
- Watch your savings grow - you've 30 days from account opening to deposit up to the maximum allowance. Watch your savings grow - you've 30 days from account opening to deposit up to the maximum allowance.
- Guaranteed interest rate for a year. Guaranteed interest rate for a year.
Benefits of fixed rate savings accounts
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Make a one-off payment and let your savings grow -
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Receive interest from your savings account (also known as a fixed rate bond) monthly or annually -
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Fix your interest rate for the full term
Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of Barclays Bank UK PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Barclays, Barclays Business Banking, Barclays Premier Banking, Barclays Wealth Management and Tesco Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Please ask for further information or visit www.fscs.org.uk.
Other ways to save
Tax free savings
Save and access your money when you need it
Compare our savings accounts
Important information
Our current interest rates and available terms are shown below.
|
Length of term |
Gross/AER* |
Gross monthly* |
|---|---|---|
|
1 year |
4.35% |
4.27% |
|
18 months |
4.20% |
4.12% |
|
2 years |
4.05% |
3.98% |
|
3 years |
3.85% |
3.78% |
|
5 years |
3.70% |
3.64% |
These rates are subject to change and may be withdrawn at any time. Rates correct as at 22 October 2024.
Interest is calculated daily from the date we receive your deposit and will be paid to a separate account of your choice either monthly or annually.
*The Government has now introduced a Personal Savings Allowance, which will enable savers to earn interest on their savings tax free, up to a certain amount. We will no longer deduct tax from the interest you earn.
Interest rate definitions
Gross is the interest rate paid before tax is deducted.
Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year. Interest is paid directly into a separate account of your choice and is therefore not compounded.
Contact us – we’re here to help
Have a question or need help applying? Our friendly, UK-based customer service team is here to help.