Loans eligibility checker

Our loan eligibility checker is a quick and easy way to find out how likely you are to be approved for a loan with us without affecting your credit score. Our checker will consider your income and any debts linked to your address to decide if you are eligible for a Tesco Bank loan.

If you apply for a loan and are approved this can have a positive effect on your credit score but being declined can have a negative effect, that’s why for you it may be important to complete an eligibility check first.

Our eligibility checker uses a percentage score to show how likely it is that you’ll be approved for a loan. The higher the score, the more likely you’ll be approved.

When you apply for a loan we will carry out a full credit check and a search of fraud prevention databases. At this point you may be turned down for a loan and our decision might affect your credit score.

As part of our eligibility check we consider your income and any debts linked 
to you or your address to decide if you qualify for a loan.

Have a few things to hand before you get started:

Loans are available to UK residents aged 18 and over. Rates will vary depending on loan amount, term and individual circumstances. Subject to status.