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Low APR Credit Card

For when you just want a low rate on purchases and no time limits.

10.9%
APR

representative (variable) on purchases

gift icon

Collect Clubcard points almost every time you spend in and out of Tesco

About this card

  • Our Low APR Credit Card is designed for longer term borrowing at a low rate or everyday spending.

What this card gives you

  • A low 10.9% APR representative (variable) on purchases
    No time limits, no rush, just a low rate of 10.9% APR representative (variable) on purchases.

Credit card rewards

  • Collect extra Clubcard points with your Clubcard Credit Card Collect extra Clubcard points with your Clubcard Credit Card
    Collect extra Clubcard points with your Clubcard Credit Card 1 point for every £4 spent in Tesco
    Collect extra Clubcard points with your Clubcard Credit Card 1 point for every £4 spent on Tesco fuel (excluding Esso) plus 1 point for every 2 litres bought
    Collect extra Clubcard points with your Clubcard Credit Card 1 point for every £8 spent outside of Tesco
    Collect extra Clubcard points with your Clubcard Credit Card Points calculated on single transactions. Exclusions apply. Rates may vary. Find more information on Credit Card Rewards.
  • Unlock Clubcard Prices Unlock Clubcard Prices
    Unlock Clubcard Prices Did you know that you can use your Clubcard Credit Card to unlock Clubcard Prices? Watch your prices fall at the till, tap your credit card once to activate your Clubcard, and tap again to pay.

Good to know

  • Our Credit Card jargon buster
    From APR to variable rates, the jargon that pops up when you apply for a credit card can be pretty confusing. Learn all the terms worth knowing with our quick-fire guide - you’ll be a credit card pro in no time.
  • Stay on track
    Remember to pay at least your minimum payment on time each month.

Representative example

Representative 10.9% APR (variable)
Interest rate on purchases 10.9% p.a. (variable)
Assumed credit limit £1200

Your APR and credit limit may vary depending on your circumstances.

Ready to apply?

Apply online in just 10 minutes.

Apply now

Check your eligibility

No impact to your credit score.

Check my eligibility

Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344, Newcastle Upon Tyne, NE12 2GF.

    Our banking business has now transferred to Barclays

    Barclays will continue to use the Tesco Bank brand on all existing Tesco Bank banking products through a long-term strategic partnership with Tesco. If your application is successful, there’ll be no immediate changes to how you use and manage your account on a day-to-day basis.

    To find out more and view a range of helpful documents just go to tescobank.com/transfer-scheme.