Low APR Credit Card

For when you just want a low rate on purchases and no time limits.

10.9%
APR

representative (variable) on purchases

gift icon

Collect Clubcard points almost every time you spend in and out of Tesco

About this card

  • Our Low APR Credit Card is designed for longer term borrowing at a low rate or everyday spending.

What this card gives you

  • A low 10.9% APR representative (variable) on purchases
    No time limits, no rush, just a low rate of 10.9% APR representative (variable) on purchases.
  • Collect Clubcard points
    Almost everywhere you spend using your card, plus your usual points in Tesco. For more information see Credit Card Rewards.

Good to know

  • Our Credit Card jargon buster
    Learn all the terms worth knowing with our quick-fire guide - you’ll be a credit card pro in no time.
  • Stay on track
    Remember to pay at least your minimum payment on time each month.

Representative example

Representative 10.9% APR (variable)
Interest rate on purchases 10.9% p.a. (variable)
£1200 Assumed credit limit

Your APR and credit limit may vary depending on your circumstances.

Ready to apply?

Apply online in just 10 minutes.

Check your eligibility

No impact to your credit score.

Check my eligibility


Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344, Newcastle Upon Tyne, NE12 2GF.

    Our banking business has now transferred to Barclays

    Barclays will continue to use the Tesco Bank brand on all existing Tesco Bank banking products through a long-term strategic partnership with Tesco. If your application is successful, there’ll be no immediate changes to how you use and manage your account on a day-to-day basis.

    To find out more and view a range of helpful documents just go to
tescobank.com/transfer-scheme.