Credit Card Eligibility Checker
Find out how likely you are to be accepted for a credit card without affecting your credit score.
-
![]()
It won’t affect your credit score as we only run a soft check. -
![]()
It takes 3 to 4 minutes to complete for most customers. -
![]()
We’ll tell you how likely you are to be accepted for a credit card.
What is a credit card eligibility checker?
Our credit card eligibility checker is a quick and easy way to find out how likely you are to be approved for a card with us without affecting your credit score.
If you apply for a credit card and are approved this can have a positive effect on your credit score but being declined can have a negative effect, that’s why for you it may be important to complete an eligibility check first.
When you apply for a credit card we will carry out a full credit check and our decision might affect your credit score. Our eligibility checker gives you an idea of how likely you are to be approved without affecting your score.
Ready to get started?
As part of our eligibility check we will look at your income, your credit score, any outstanding debts and if you appear on any fraud prevention databases.
Have a few things to hand before you get started:
- Your address for the last 3 yearsYour address for the last 3 years
- How much you earn in a year and your monthly take home payHow much you earn in a year and your monthly take home pay
- Your monthly mortgage or rent.Your monthly mortgage or rent.
Our credit card range has a representative 24.9% APR (variable).
Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.